Psalm 34:6 This poor man called, and the Lord heard him; he saved him out of all his troubles.
This says it all! When we call out to God, He hears us! It does not matter whether we are the rich person sitting on great piles of wealth or the poorest person drowning in debt, God hears you when you pray!
He wants us to acknowledge the troubles we are in. He wants us to call out to Him for help!
He wants to answer our prayers just as He has promised to do so – so call out for help now!